Investing 50
The Latest News on Dividend Stocks, Direct Stock Plans and How to invest in stocks with small amounts.
Thursday, July 5, 2012
Building Wealth with $50 in the News
Check out an article about Building Wealth with $50 in my High School Alumni Newsletter.
Tuesday, June 12, 2012
A Happy Customer from Amazon
By gregg
Format:Paperback|Amazon Verified
Purchase
This book was great, I am a beginning investor with not a lot
of cash to put into the market but this book gives you everything you need to
know in a simple chart for each reccommended company!
Monday, June 11, 2012
New Amazon.com Review
Here is a recap of the new Amazon.com description of Building Weath with $50:
Building Wealth with $50 is written for the independent investor looking for a little straight forward information about investing in stocks. In these difficult economic times preparing for a secure financial future has become an essential part of our lives. More people are turning away from traditional financial advisors and taking a more hands on approach to their investment decisions. Helping the individual investor take control of their financial life is the central theme of this book. There is a lot of information on television and the internet about investing and let's face it, most of it is confusing to the average person. We have all been taught that the stock market is risky and you need thousands of dollars and a financial advisor to invest. Where can an investor turn to buy stocks with smaller dollar amounts? Direct Stock Purchase Plans (DSPPs); that is buying stocks directly without a broker using small dollar amounts. With many investors looking for alternatives to traditional brokerage accounts, DSPPs offer a welcome change from high fees and confusing investments. These investment plans are designed to help all investors maximized every dollar. $50 is enough money to start an investment or wealth building plan, but most financial advisors would tell you that at least $2,000 is needed. But consider this, $50 invested at 6% every month over 30 years is over $50,200. Investing small amounts can quickly add up over time. The advice found in this book is for both beginners and seasoned investors. Exploring answers to questions that are commonly asked by investors.
How do I make money from buying, selling and holding stocks?
Why would a company pay a dividend?
What stocks make up the Dow 30?
These and many more questions are answered in a clear and easy to understand manner. This book will provide detailed information about Direct Stock Purchase Plans (DSPPs), explain stock investing and discuss why it is not as difficult as the experts in the media would have you believe. Building Wealth with $50 is the complete guide to Direct Stock Purchase Plans (DSPPs); how they work, how to invest and where to find more information. This book is a welcome addition to any investor's library and is a valuable read for all ages.
"You can invest a small amount of money and build a stock portfolio; this book has very valuable information". -Keith Chennault, Radio talk show host
In this book you will learn to.........
Invest in companies in the Dow 30 and S&P 500 like McDonalds, Nike and Target with Direct Stock Purchase Plans (DSPPs).
Invest with little to NO fees or commissions.
Invest in Real Estate without owning property, with stock in a Real Estate Investment Trust (REIT).
Build wealth over time with small amounts.
Building Wealth with $50 is written for the independent investor looking for a little straight forward information about investing in stocks. In these difficult economic times preparing for a secure financial future has become an essential part of our lives. More people are turning away from traditional financial advisors and taking a more hands on approach to their investment decisions. Helping the individual investor take control of their financial life is the central theme of this book. There is a lot of information on television and the internet about investing and let's face it, most of it is confusing to the average person. We have all been taught that the stock market is risky and you need thousands of dollars and a financial advisor to invest. Where can an investor turn to buy stocks with smaller dollar amounts? Direct Stock Purchase Plans (DSPPs); that is buying stocks directly without a broker using small dollar amounts. With many investors looking for alternatives to traditional brokerage accounts, DSPPs offer a welcome change from high fees and confusing investments. These investment plans are designed to help all investors maximized every dollar. $50 is enough money to start an investment or wealth building plan, but most financial advisors would tell you that at least $2,000 is needed. But consider this, $50 invested at 6% every month over 30 years is over $50,200. Investing small amounts can quickly add up over time. The advice found in this book is for both beginners and seasoned investors. Exploring answers to questions that are commonly asked by investors.
How do I make money from buying, selling and holding stocks?
Why would a company pay a dividend?
What stocks make up the Dow 30?
These and many more questions are answered in a clear and easy to understand manner. This book will provide detailed information about Direct Stock Purchase Plans (DSPPs), explain stock investing and discuss why it is not as difficult as the experts in the media would have you believe. Building Wealth with $50 is the complete guide to Direct Stock Purchase Plans (DSPPs); how they work, how to invest and where to find more information. This book is a welcome addition to any investor's library and is a valuable read for all ages.
"You can invest a small amount of money and build a stock portfolio; this book has very valuable information". -Keith Chennault, Radio talk show host
In this book you will learn to.........
Invest in companies in the Dow 30 and S&P 500 like McDonalds, Nike and Target with Direct Stock Purchase Plans (DSPPs).
Invest with little to NO fees or commissions.
Invest in Real Estate without owning property, with stock in a Real Estate Investment Trust (REIT).
Build wealth over time with small amounts.
Sunday, November 13, 2011
Dividend News
The Coca-Cola Company (KO)
ATLANTA - The Board of Directors of The Coca-Cola Company today declared a regular quarterly dividend of 47 cents per common share. The dividend is payable Dec. 15, 2011, to shareowners of record as of Dec. 1, 2011.
In February, the Board of Directors approved the Company's 49th consecutive annual dividend increase, raising the quarterly dividend approximately 7 percent from 44 to 47 cents per share. This is equivalent to an annual dividend of $1.88 per share, up from $1.76 per share in 2010. The dividend reflects the Board's confidence in the Company's long-term cash flow.
ATLANTA - The Board of Directors of The Coca-Cola Company today declared a regular quarterly dividend of 47 cents per common share. The dividend is payable Dec. 15, 2011, to shareowners of record as of Dec. 1, 2011.
In February, the Board of Directors approved the Company's 49th consecutive annual dividend increase, raising the quarterly dividend approximately 7 percent from 44 to 47 cents per share. This is equivalent to an annual dividend of $1.88 per share, up from $1.76 per share in 2010. The dividend reflects the Board's confidence in the Company's long-term cash flow.
Wednesday, October 26, 2011
The Top 3 Things to Consider when Investing in Stocks
Investing on your own has for many become a scary proposition. There are many ways to determine if a company is worthy of your investment dollars. If you are armed with the right information you can make a informed decision on which stock to invest in. The top three factors when looking at companies to invest in are Dividend Yield, Earnings Per Share and Price/Earings ratio or multiple.
Dividend Yield
As an owner of a stock you will benefit when the company makes money in the form of profits. Often the profits are divided amongst the owners in the form of a dividend, usually paid quarterly; dividend yield is one way to judge the financial health of a company. To calculate the dividend yield take the amount of the dividend and divide it by the price of the stock. For example if AT&T (T) is trading at $28.00 per share and pays a dividend of $1.68 per year, then the dividend yield is 6.00%, ($1.68/$28.00=6%). A high dividend yield is a good indicator that the company is profitable enough to reward the investors with a payment.
Earnings Per Share
Earnings are often annonced on CNBC and the nightly news. Earnings per share is another indicator of the financial stability of a company. The earnings per share is calculated by dividing the total number of shares outstanding and the total net profit. For example if AT&T has 1 Million shares outstanding and has a net profit of $500,000 for the quarter then the company's EPS is $.50 (1,000,000/$500,000=$.50). Most companies will only pay a portion of the profits in the form of a dividend, leaving the rest for reinvestment back into the business. A company that pays a dividend provides income for the shareholders for each share owned. If you own 100 shares of a company and the quarterly dividend is $0.25 per share then your payment is $25 per quarter. The more shares you own increases your share of the profits.
Price to Earnings Ratio
Price-Earnings Ratio - P/E Ratio is a valuation ratio of a company's current share price compared to its per-share earning. For example, if AT&T is currently trading at $43 a share and earnings over the last 12 months were $1.95 per share, the P/E ratio for the stock would be 22.05 ($43/$1.95). Earnings per share is usually from the 12 months or it is from the estimates of earnings expected in the next 12 months. Also sometimes known as "price multiple" or "earnings multiple". When considering an stock, a high P/E ratio suggests that investors are expecting higher earnings growth in the future compared to companies with a lower P/E ratio. The P/E is sometimes referred to as the "multiple", because it shows how much investors are willing to pay per dollar of earnings. If a company were currently trading at a multiple (P/E) of 20, that means that an investor is willing to pay $20 for $1 of current earnings.
Investing in individual stocks is not only for serious investors. These 3 factors should always be considered when investing in stocks. Both beginner's and veterans can make sound investment decisions armed with the right information.
Dividend Yield
As an owner of a stock you
Earnings Per Share
Earnings are often annonced on CNBC and the nightly news. Earnings per share is another indicator of the financial stability of a company. The earnings per share is calculated by dividing the total number of shares outstanding and the total net profit. For example if AT&T has 1 Million shares outstanding and has a net profit of $500,000 for the quarter then the company's EPS is $.50 (1,000,000/$500,000=$.50). Most companies will only pay a portion of the profits in the form of a dividend, leaving the rest for reinvestment back into the business. A company that pays a dividend provides income for the shareholders for each share owned. If you own 100 shares of a company and the quarterly dividend is $0.25 per share then your payment is $25 per quarter. The more shares you own increases your share of the profits.
Price to Earnings Ratio
Price-Earnings Ratio - P/E Ratio is a valuation ratio of a company's current share price compared to its per-share earning. For example, if AT&T is currently trading at $43 a share and earnings over the last 12 months were $1.95 per share, the P/E ratio for the stock would be 22.05 ($43/$1.95). Earnings per share is usually from the 12 months or it is from the estimates of earnings expected in the next 12 months. Also sometimes known as "price multiple" or "earnings multiple". When considering an stock, a high P/E ratio suggests that investors are expecting higher earnings growth in the future compared to companies with a lower P/E ratio. The P/E is sometimes referred to as the "multiple", because it shows how much investors are willing to pay per dollar of earnings. If a company were currently trading at a multiple (P/E) of 20, that means that an investor is willing to pay $20 for $1 of current earnings.
Investing in individual stocks is not only for serious investors. These 3 factors should always be considered when investing in stocks. Both beginner's and veterans can make sound investment decisions armed with the right information.
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